A.M. Best Rating: "A" (Excellent)
Pacific Guardian Life is rated "A" (Excellent), by A.M. Best Company. According to A.M. Best, this rating is, "Assigned to companies that have, in our opinion, an excellent ability to meet their ongoing insurance obligations."
A.M. Best Company is a full-service credit rating organization dedicated to serving the financial services industries, including the banking and insurance sectors. Policyholders and depositors refer to Best's ratings and analysis as a means of assessing the financial strength and creditworthiness of risk-bearing entities and investment vehicles.
Standard & Poor's Rating: A / Stable Outlook
Pacific Guardian Life is rated A / Stable Outlook, by Standard & Poor's. According to Standard and Poor's, the stable outlook reflects expectations that the Company will maintain a satisfactory business risk profile and moderately strong financial risk profile, while meeting company-specific assumptions.
Standard & Poor's is a global leader in credit ratings and credit risk analysis; ratings objectivity and intellectual rigor are their paramount objectives. Standard and Poor's credit ratings are designed primarily to provide relative rankings among issuers and obligations of overall creditworthiness.