FAQs
We’ve got the answers to your common questions.
For Employers
Temporary Disability Insurance (TDI) is a “wage replacement” program that pays benefits to partially replace lost wages due to off-the-job sickness or injury (including pregnancy). With few exceptions, all employers in Hawaii with one or more employees (full-time, part-time or temporary) are required to provide disability benefits for its employees.
Pacific Guardian Life offers Temporary Disability Insurance to employers insuring employees residing in Hawaii; this plan may not be available to employees residing on the mainland. Pacific Guardian Life makes no representations regarding an employer’s legal obligations under Federal or State employment and other applicable laws. Employers should contact their legal advisors for further information and advice regarding compliance with such laws. Pacific Guardian Life plans comply with applicable state laws. In some cases, state laws require amendments to the benefits described above. This is an outline and summary of standard plan provisions, but does not reflect all state variations. The employer will be given certificates for distribution to each insured employee who describes their plan in detail. This is not the summary plan description required of certain employers by ERISA.
Temporary Disability Insurance (TDI) is a “wage replacement” program that pays benefits to partially replace lost wages due to off-the-job sickness or injury (including pregnancy). With few exceptions, all employers in Hawaii with one or more employees (full-time, part-time or temporary) are required to provide disability benefits for its employees.
Group Term Life Insurance is an affordable way of providing life insurance protection for employees during active employment. It is the most popular of the non-required employee benefits offered in the workplace today.
Long Term Disability Insurance (LTD) provides active employees with an income stream if they should become disabled and unable to work for extended periods of time due to an accident or sickness. Typically, LTD is meant to begin when short-term disability or temporary disability payments stop.
Contact your business insurance Agent, Broker or Benefits Consultant for a quote
We currently work with many insurance agencies and Benefits Consultants.
Feel free to contact a PGL representative anytime for more information on our employee benefits.
If you requested to register for the service, you were provided a welcome email from [email protected] which provided a temporary password and a link to Pono ‘Oe, our payment portal. If you forgot your password, click on ‘FORGOT PASSWORD’ and you will be sent a new temporary password.
Yes, you could register to utilize our online TDI billing portal by providing the following information via email to [email protected].
- Billing Portal User’s first and last name
- User’s title
- User’s email address
Please review TDI billing instructions.