Important Announcement

We are pleased to announce that Pacific Guardian Life (PGL) and Standard Insurance Company (The Standard) have entered into an intercompany agreement to transition The Standard’s individual annuities business to PGL. Both PGL and The Standard are members of the Meiji Yasuda family of companies. Throughout this transition, we will continue to serve our Temporary Disability Insurance (TDI), Multi-Year Guarantee Annuities (MYGA), and Individual Life customers with the same care, attention, and dedication as we do today. 

Read more

Sharing Our Life With Yours

With a Pacific Guardian Life policy, you have a partner for life.

Learn More

TDI Claim Filing Made Easier

Our new online filing capability simplifies the process.

File a TDI Claim Online

“Why do I need life insurance?”

No matter where you are in life, we can design a solution to fit your needs.

Learn More

Join Our Team

Our dynamic team is looking for smart, driven individuals.

Learn More

“I need coverage.”

Whether you’re paying off your home mortgage or protecting your employees’ welfare, we have insurance products that fit your needs.

For Employers
hanauma bay
For Individuals

Find a Solution That Fits You

For Individuals

Worried About Debt, Income Loss, & Final Expenses?

Guaranteed, Fixed Premiums

If you want to protect yourself and your loved ones, consider Whole Life+. This solution offers affordable lifetime protection with guaranteed benefits, fixed premiums, and cash value.

Discover Whole Life+

For Employers

Need a Flexible, Affordable TDI Plan for Your Employees?

Scalable, Customizable

If you’re an employer in Hawaii, you’re likely required to provide temporary disability insurance (TDI), so why not get the most flexible plan? Our plans let you keep it affordable and simple or increase coverage with add-ons.

Discover TDI Options

For Producers

Want to Help Your Retiring Clients Generate Income?

Fixed Rate, Tax Deferred

A multi-year guaranteed annuity (MYGA) offers a secure way to generate income in 3-10 years. With taxes only applied to the funds clients take out, their savings will grow tax-free at a fixed interest rate.

Request MYGA Info

Real Estate Investment Solutions

We offer secured commercial loans with competitive rates to real estate investors who want to purchase a new property or refinance existing loans.

Learn More
Visit the Pacific Guardian Center

Connected With Our Community

Showing our appreciation for local healthcare professionals with a nice lunch.

Supporting charitable causes, including participation in the annual Hawaii Lodging Charity Walk.

We’re committed to realizing a sustainable and hopeful society by moving toward a digital environment that will dramatically reduce our carbon footprint.
Our commitment to developing sustainable practices now will benefit future generations.

“Do I really need life insurance?”

We’ve got the answer to this question, and many more common insurance questions, in our comprehensive FAQs for individuals.

Get Answers

Discover Resources

View All

Want Fully Funded Life Insurance in 15 Years?

This whole life insurance solution requires just 15 years of premium payments for guaranteed life insurance protection for your entire lifetime.

Read More

Calculate How Much Life Insurance You May Need

Answer a few questions at lifehappens.org to estimate how much life insurance you may need to take care of your family.

Visit Site >

Need to Submit a Temporary Disability Insurance Claim?

Learn how to submit a claim form for your employee’s temporary disability insurance.

Read More